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Bank of Sydney · Home loans
BOS Basic Investment Home Loan
Bank of Sydney's BOS Basic Investment Home Loan is a home loan. The figures are the ones Bank of Sydney publishes under the Consumer Data Right today. The advertised rate last moved on 15 October 2026, up from 6.39% to 6.54%.
Advertised rate
6.54%
headline tier
Comparison rate
6.58%
as published
Last moved
+0.15pp
15 October 2026
Advertised rate, last 30 days. Between 6.39% and 6.54% over the last 30 days.
Every current rate (5)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Investor, P&I, lvr < 60% | 6.54% | 6.58% |
| Variable, Investor, Interest only, lvr <60% | 6.79% | 6.60% |
| Variable, Investor, P&I, lvr 60-80% | 6.84% | 6.88% |
| Variable, Investor, Interest only, lvr 60-80% | 6.99% | 6.89% |
| Variable, Investor, P&I, lvr 80-90% with lmi | 7.14% | 7.18% |
Rate moves, last 30 days
- 15 October 2026: Variable, Investor, Interest only lifted 0.10pp, from 6.69% to 6.79%.
- 15 October 2026: Variable, Investor, P&I lifted 0.15pp, from 6.39% to 6.54%.
Published fees
| Fee | Amount |
|---|---|
| Settlement Feeupfront: Payable at settlement of new loan, variations and top ups to existing loans do not incur this fee. | $200 |
| Discharge of Mortgage Feewhen it happens: Excludes legal costs | $400 |
| Variation Feewhen it happens | $300 |
Other Bank of Sydney home loans
BOS Basic Home Loan Owner Occupied 6.24%Expect More Home Loan Owner Occupied 6.54%Expect More Home Loan Investment 6.84%Expect More Home Loan Owner Occupied - Fixed 7.29%Expect More Home Loan Investment - Fixed 7.39%Home Equity Maximiser Owner Occupied 11.90%Home Equity Maximiser Investment 12.27%
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