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Expect More Home Loan Owner Occupied
Bank of Sydney's Expect More Home Loan Owner Occupied is a home loan. The figures are the ones Bank of Sydney publishes under the Consumer Data Right today. The advertised rate last moved on 15 October 2026, up from 6.29% to 6.54%.
Advertised rate
6.54%
headline tier
Comparison rate
6.69%
as published
Last moved
+0.25pp
15 October 2026
Advertised rate, last 30 days. Between 6.29% and 6.54% over the last 30 days.
Every current rate (4)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, P&I, LVR up to 60%<60% LVR | 6.54% | 6.69% |
| Variable, Owner occupier, P&I, LVR 60 to 80%>60% -80% LVR | 6.64% | 6.79% |
| Variable, Owner occupier, P&I, LVR 80 to 90%>80%- 90% with LMI | 6.84% | 6.98% |
| Variable, Owner occupier, P&I, LVR 90 to 95%90-95% LVR with LMI | 7.39% | 7.53% |
Rate moves, last 30 days
- 15 October 2026: 4 tiers lifted 0.25pp; the lowest, Variable, Owner occupier, P&I, LVR up to 60%, from 6.29% to 6.54%.
Published fees
| Fee | Amount |
|---|---|
| Variation Feewhen it happens | $300 |
| Package Feerecurring | $125 |
| Settlement Feeupfront: Payable at settlement of new loan and | $200 |
| Discharge of Mortgage Feewhen it happens: Excludes legal costs | $400 |
Other Bank of Sydney home loans
BOS Basic Home Loan Owner Occupied 6.24%BOS Basic Investment Home Loan 6.54%Expect More Home Loan Investment 6.84%Expect More Home Loan Owner Occupied - Fixed 7.29%Expect More Home Loan Investment - Fixed 7.39%Home Equity Maximiser Owner Occupied 11.90%Home Equity Maximiser Investment 12.27%
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