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Bank of Sydney · Home loans
BOS Basic Home Loan Owner Occupied
Bank of Sydney's BOS Basic Home Loan Owner Occupied is a home loan. The figures are the ones Bank of Sydney publishes under the Consumer Data Right today. The advertised rate last moved on 15 October 2026, up from 6.09% to 6.24%.
Advertised rate
6.24%
headline tier
Comparison rate
6.28%
as published
Last moved
+0.15pp
15 October 2026
Advertised rate, last 30 days. Between 6.09% and 6.24% over the last 30 days.
Every current rate (5)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, P&I, LVR up to 60%<60% LVR | 6.24% | 6.28% |
| Variable, Owner occupier, P&I, LVR 60 to 80%<60-80%LVR | 6.44% | 6.48% |
| Variable, Owner occupier, P&I, LVR 80 to 90%, 80-90% lvr with lmi | 6.69% | 6.73% |
| Variable, Owner occupier, P&I, LVR 80 to 90%, 80-90% lvr with no lmi | 7.14% | 7.18% |
| Variable, Owner occupier, P&I, LVR 90 to 95%90-95% LVR with LMI | 7.24% | 7.28% |
Rate moves, last 30 days
- 15 October 2026: Variable, Owner occupier, P&I, LVR up to 60% lifted 0.15pp, from 6.09% to 6.24%.
- 15 October 2026: 4 tiers lifted 0.25pp; the lowest, Variable, Owner occupier, P&I, LVR 60 to 80%, from 6.19% to 6.44%.
Published fees
| Fee | Amount |
|---|---|
| Discharge of Mortgage Feewhen it happens: Excludes legal costs | $400 |
| Settlement Feeupfront: Payable at settlement of new loan, variations and top ups to existing loans do not incur this fee. | $200 |
| Variation Feewhen it happens | $300 |
Other Bank of Sydney home loans
BOS Basic Investment Home Loan 6.54%Expect More Home Loan Owner Occupied 6.54%Expect More Home Loan Investment 6.84%Expect More Home Loan Owner Occupied - Fixed 7.29%Expect More Home Loan Investment - Fixed 7.39%Home Equity Maximiser Owner Occupied 11.90%Home Equity Maximiser Investment 12.27%
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