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ANZ Business Loan
ANZ Business Loan is a business loan. The figures are the ones ANZ publishes under the Consumer Data Right today. The advertised rate last moved on 9 October 2026, up from 12.74% to 12.99%.
Advertised rate
12.99%
headline tier
Tiers
4
current rate rows
Last moved
+0.25pp
9 October 2026
Advertised rate, last 30 days. Between 12.74% and 12.99% over the last 30 days.
Every current rate (4)
| Tier | Rate |
|---|---|
| Fixed 1 year | 12.99% |
| Fixed 2 years | 12.99% |
| Fixed 3 years | 12.99% |
| Variable | 12.99% |
Rate moves, last 30 days
- 9 October 2026: 4 tiers lifted 0.25pp; the lowest, Fixed 2 years, from 12.74% to 12.99%.
Published fees
| Fee | Amount |
|---|---|
| Certificate of Balance Feewhen it happens: Payable on request of a Certificate of Balance | $15 |
| Certificate of Interest Paid Feewhen it happens: Payable on request of a Certificate of Interest Paid | $15 |
| Document Preparation Fee - Loan Securitieswhen it happens: For preparation of Mortgage over Property, Charge over Asset, Corporate Guarantee or Individual Guarantee. | $200 |
| Lodgement Fee - Original Registrationwhen it happens: Original registration by ANZ | $160 |
| Lodgement Fee - Registrationwhen it happens: Charge for lodgement for registration of ANZ Mortgages, Discharges of Mortgage, Transfers of Land, PPS interests, assignment or reassignment of Life Policies an | $160 |
| Lodgement Fee - Re-registrationwhen it happens: Re-registration of Personal Property Security Interests | $160 |
| PPSR Registration, Renewal and Amendment Feeswhen it happens: Fees are determined by the Australian Financial Security Authority, not ANZ. | see lender |
| Preparation/Execution Fee - Discharge of Mortgagewhen it happens: Preparation and/or execution of Discharge of Mortgage | $90 |
| Preparation/Execution Fee - Consent to Lease/Deed of Prioritywhen it happens: Preparation and/or execution of Consent to Lease or Deed of Priority | $90 |
| Production Feewhen it happens: For any changes that occur to a registered mortgage or on request for a certificate of title or other security document | $160 |
| Search Feewhen it happens: For searching for additional information (beyond normal searches like title search) required to obtain information from a government or regulatory body regardin | $50 |
| Settlement Feewhen it happens: Payable when there is a security to be provided or varied under an ANZ loan. | $160 |
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