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Bank Australia · Savings accounts
Bonus Saver
Bank Australia's Bonus Saver is a savings account. The figures are the ones Bank Australia publishes under the Consumer Data Right today. The advertised rate last moved on 15 October 2026, up from 5.00% to 5.25%.
Advertised rate
5.25%
headline tier
Tiers
5
current rate rows
Last moved
+0.25pp
15 October 2026
Advertised rate, last 30 days. Between 5.00% and 5.25% over the last 30 days.
Every current rate (5)
| Tier | Rate |
|---|---|
| VariableBase Variable Rate | 0.10% |
| Introductory 3 months, up to $100,000Fixed bonus rate for the first three months when you open a new Bonus Saver account (on balances up to $100,000) | 0.50% |
| Bonus, $2,000,000 and overEarn monthly bonus interest when $100 is deposited each month and there are no withdrawals in the month. | 2.90% |
| Bonus, $100,000 to $2,000,000Earn monthly bonus interest when $100 is deposited each month and there are no withdrawals in the month. | 4.90% |
| Bonus, up to $100,000Earn monthly bonus interest when $100 is deposited each month and there are no withdrawals in the month. | 5.25% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| International transaction fee (ITF)per transaction: When you undertake an International transaction on a Bank Australia Visa Debit Card you will be charged the fee. | see lender |
| Dishonour Feedishonour: A fee charged where a debit presented to us is dishonoured because there aren't enough available funds in your account. | $0 |
| Staff assisted withdrawal feewhen it happens: A fee charged for taking money out of your account with the assistance of a staff member, charged on the day the service is provided. | $0 |
| Debit interest charge ratewhen it happens: Additional interest charged on overdrawn account. | see lender |
| Certificates supplied by the bankwhen it happens: A fee for comprehensive certificates supplied for audit. | $5 |
| Dormancy Feerecurring: Administration fee where account has been transferred to dormancy status. | $10 |
| Duplicate statement feewhen it happens: $5 per statement (for period more than 3 months before request). | $5 |
| Security token feewhen it happens: When you request that we provide you with a physical Token to provide an additional layer of security when you engage in transactions that carry a higher risk. | $50 |
| SMS alert feewhen it happens: This fee is charged when you elect to receive notifications about your account via SMS messages to a mobile telephone number you have given us for contacting yo | $0.25 |
| Same day funds transfers within Australia fee (RTGS)per transaction: This fee is for a Real Time Gross Settlement (RTGS) payment which refers to the process of transferring money from one bank to another in Australia on a real ti | $20 |
| Staff assisted international payment in AUDper payment: This fee is charged when you make an International Payment in AUD via a Branch or the Contact Centre. | $30 |
| Staff assisted international payment in foreign currencyper transaction: This fee is charged when you make an International Payment in foreign currency via a Branch or the Contact Centre. | $30 |
Other Bank Australia savings accounts
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