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Bank Australia · Savings accounts
Online Saver
Bank Australia's Online Saver is a savings account. The figures are the ones Bank Australia publishes under the Consumer Data Right today. The advertised rate last moved on 15 October 2026, up from 4.45% to 4.70%.
Advertised rate
4.70%
headline tier
Tiers
3
current rate rows
Last moved
+0.25pp
15 October 2026
Advertised rate, last 30 days. Between 4.45% and 4.70% over the last 30 days.
Every current rate (3)
| Tier | Rate |
|---|---|
| Variable, $2,000,000 and over$2,000,000.00 and above | 3.00% |
| Variable, up to $500,000$0.01 to $499,999.99 | 4.60% |
| Variable, $500,000 to $2,000,000$500,000.00 to $1,999,999.99 | 4.70% |
Rate moves, last 30 days
- 15 October 2026: 3 tiers lifted 0.25pp; the lowest, Variable, $2,000,000 and over, from 2.75% to 3.00%.
Published fees
| Fee | Amount |
|---|---|
| Dishonour Feedishonour: A fee charged where a debit presented to us is dishonoured because there aren't enough available funds in your account. | $0 |
| Staff assisted withdrawal feewhen it happens: A fee charged for taking money out of your account with the assistance of a staff member, charged on the day the service is provided. | $0 |
| Monthly Feerecurring: A flat fee payable on the last day of each month. | $0 |
| Online international payment in foreign currencyper payment: This fee is charged when you make an International Payment in foreign currency on-line via Internet banking or Bank Australia app. | $10 |
| Duplicate statement feewhen it happens: $5 per statement (for period more than 3 months before request). | $5 |
| Certificates supplied by the bankwhen it happens: A fee for comprehensive certificates supplied for audit. | $5 |
| Exceeding available funds feewhen it happens: A fee charged when you exceed the actual balance or authorised limit of your savings account, transaction account, or overdraft facility greater than $100 payab | $0 |
| International transaction fee (ITF)per transaction: When you undertake an International transaction on a Bank Australia Visa Debit Card you will be charged the fee. | see lender |
| Debit interest charge ratewhen it happens: Additional interest charged on overdrawn account. | see lender |
| Dormancy Feerecurring: Administration fee where account has been transferred to dormancy status. | $10 |
| Security token feewhen it happens: When you request that we provide you with a physical Token to provide an additional layer of security when you engage in transactions that carry a higher risk. | $50 |
| SMS alert feewhen it happens: This fee is charged when you elect to receive notifications about your account via SMS messages to a mobile telephone number you have given us for contacting yo | $0.25 |
Other Bank Australia savings accounts
Get an email the morning Bank Australia moves this rate.
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