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Bank First · Savings accounts
Bonus Saver Account
Bank First's Bonus Saver Account is a savings account. The figures are the ones Bank First publishes under the Consumer Data Right today. The advertised rate last moved on 2 November 2026, up from 4.95% to 5.25%.
Advertised rate
5.25%
headline tier
Tiers
4
current rate rows
Last moved
+0.30pp
2 November 2026
Advertised rate, last 30 days. Between 4.95% and 5.25% over the last 30 days.
Every current rate (4)
| Tier | Rate |
|---|---|
| Variable, up to $150,000Bonus Base Saver Account_Tier_1 | 0.05% |
| Variable, $150,000 and overBonus Base Saver Account_Tier_2 | 0.05% |
| Bonus, up to $150,000Bonus interest additional to the base rate is earned when at least one deposit of a minimum of $1.00 and no withdrawals are made in the... | 5.20% |
| Bonus, $150,000 and overBonus interest additional to the base rate is earned when at least one deposit of a minimum of $1.00 and no withdrawals are made in the... | 5.25% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Account Keeping Feesrecurring | $0 |
| Direct Entry Return Feewhen it happens | $2.50 |
| Direct Debit Stop Requestwhen it happens | $9 |
| Direct Debit Dishonour Feedishonour | $15 |
| Coin Handling Feewhen it happens: Handling of a coin deposit or withdrawal - $5 per every $100. | $5 |
| Inactive Membership Feerecurring | $30 |
| Statement Requestper enquiry | $0 |
| Overdrawn Account Feewhen it happens: Applies when your Transaction / Savings Account is overdrawn or the balance exceeds the limit of any Overdraft attached to the account at close of business and | $15 |
| Non- Individual Membership Establishment Feeupfront: Applies when a Non-Individual membership is established | $50 |
Other Bank First savings accounts
Strong Start Saver 5.65%First Home Bonus Saver Account 5.25%First Saver Account 4.65%Preschool Savings Account 4.55%Online Saver Account 4.05%
Get an email the morning Bank First moves this rate.
Every Bank First rate · every savings account rate compared · other lenders · this product in the explorer.