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First Home Bonus Saver Account
Bank First's First Home Bonus Saver Account is a savings account. The figures are the ones Bank First publishes under the Consumer Data Right today. The advertised rate last moved on 2 November 2026, up from 5.00% to 5.25%.
Advertised rate
5.25%
headline tier
Tiers
2
current rate rows
Last moved
+0.25pp
2 November 2026
Advertised rate, last 30 days. Between 5.00% and 5.25% over the last 30 days.
Every current rate (2)
| Tier | Rate |
|---|---|
| VariableFirst Home Bonus Saver Account_Base Rate | 0.05% |
| Bonus | 5.25% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Inactive Membership Feerecurring | $30 |
| Account Keeping Feesrecurring | $0 |
| Statement Requestper enquiry | $0 |
| Direct Entry Return Feewhen it happens | $2.50 |
| Direct Debit Stop Requestwhen it happens | $9 |
| Direct Debit Dishonour Feedishonour | $15 |
| Overdrawn Account Feewhen it happens: Applies when your Transaction / Savings Account is overdrawn or the balance exceeds the limit of any Overdraft attached to the account at close of business and | $15 |
| Coin Handling Feewhen it happens: Handling of a coin deposit or withdrawal - $5 per every $100. | $5 |
Other Bank First savings accounts
Strong Start Saver 5.65%Bonus Saver Account 5.25%First Saver Account 4.65%Preschool Savings Account 4.55%Online Saver Account 4.05%
Get an email the morning Bank First moves this rate.
Every Bank First rate · every savings account rate compared · other lenders · this product in the explorer.