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Christmas Club Account

Bank First's Christmas Club Account is a transaction account. The figures are the ones Bank First publishes under the Consumer Data Right today. The advertised rate last moved on 16 October 2026, up from 3.35% to 3.60%.

Advertised rate
3.60%
headline tier
Tiers
1
current rate rows
Last moved
+0.25pp
16 October 2026
3.35%3.60%5 October 20264 November 2026

Advertised rate, last 30 days. Between 3.35% and 3.60% over the last 30 days.

Every current rate (1)

TierRate
Variable3.60%

Rate moves, last 30 days

Published fees

FeeAmount
Direct Entry Return Feewhen it happens$2.50
Direct Debit Stop Requestwhen it happens$9
Direct Debit Dishonour Feedishonour$15
Overdrawn Account Feewhen it happens: Applies when your Transaction / Savings Account is overdrawn or the balance exceeds the limit of any Overdraft attached to the account at close of business and $15
Statement Requestper enquiry$0
Coin Handling Feewhen it happens: Handling of a coin deposit or withdrawal - $5 per every $100.$5
Inactive Membership Feerecurring$30
Non- Individual Membership Establishment Feeupfront: Applies when a Non-Individual membership is established$50
Account Keeping Feesrecurring$0

Other Bank First transaction accounts

Preschool Long Service and Sick Leave Provisions Account 4.55%Preschool Fundraising Account 4.40%Pension Account 3.65%School Everyday Account 2.65%First Access Account 2.20%Preschool Day to Day Account 0.05%Preschool Petty Cash Account 0.05%

Get an email the morning Bank First moves this rate.

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