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Pension Account
Bank First's Pension Account is a transaction account. The figures are the ones Bank First publishes under the Consumer Data Right today. The advertised rate last moved on 16 October 2026, up from 3.40% to 3.65%.
Advertised rate
3.65%
headline tier
Tiers
3
current rate rows
Last moved
+0.25pp
16 October 2026
Advertised rate, last 30 days. Between 3.40% and 3.65% over the last 30 days.
Every current rate (3)
| Tier | Rate |
|---|---|
| Variable, $48,600 to $150,000Pension Account_Tier_2 | 3.65% |
| Variable, $150,000 and overPension Account_Tier_3 | 3.65% |
| Variable, up to $48,600Pension Account_Tier_1 | 3.65% |
Rate moves, last 30 days
- 16 October 2026: Variable, up to $48,600 lifted 0.25pp, from 3.40% to 3.65%.
Published fees
| Fee | Amount |
|---|---|
| Coin Handling Feewhen it happens: Handling of a coin deposit or withdrawal - $5 per every $100. | $5 |
| Bank First Cheque Feewhen it happens | $5 |
| Account Keeping Feesrecurring | $0 |
| Overdrawn Account Feewhen it happens: Applies when your Transaction / Savings Account is overdrawn or the balance exceeds the limit of any Overdraft attached to the account at close of business and | $15 |
| Direct Debit Dishonour Feedishonour | $15 |
| Bank First Corporate Cheque Stop Paymentwhen it happens | $15 |
| Statement Requestper enquiry | $0 |
| Deposit Cheque Dishonour Feewhen it happens | $11 |
| Inactive Membership Feerecurring | $30 |
| Visa Debit Over The Counter Cash Advanceper withdrawal | $2.50 |
| Visa Debit Card Overseas Atm Withdrawalsper withdrawal: The ATM operator may charge a fee at the time of the transaction | $2.50 |
| Cheque Dishonour Feedishonour | $17.50 |
Other Bank First transaction accounts
Preschool Long Service and Sick Leave Provisions Account 4.55%Preschool Fundraising Account 4.40%Christmas Club Account 3.60%School Everyday Account 2.65%First Access Account 2.20%Preschool Day to Day Account 0.05%Preschool Petty Cash Account 0.05%
Get an email the morning Bank First moves this rate.
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