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Bank First · Home loans
Premier Package Home Loan Owner Occupied 5 year fixed LVR <80%
Bank First's Premier Package Home Loan Owner Occupied 5 year fixed LVR <80% is a home loan. The figures are the ones Bank First publishes under the Consumer Data Right today. The advertised rate last moved on 8 October 2026, up from 6.44% to 6.79%.
Advertised rate
6.79%
headline tier
Comparison rate
6.98%
as published
Last moved
+0.35pp
8 October 2026
Advertised rate, last 30 days. Between 6.44% and 6.79% over the last 30 days.
Every current rate (1)
| Tier | Rate | Comparison |
|---|---|---|
| Fixed 5 years, Owner occupier, P&I, LVR up to 80% | 6.79% | 6.98% |
Rate moves, last 30 days
- 8 October 2026: Fixed 5 years, Owner occupier, P&I, LVR up to 80% lifted 0.35pp, from 6.44% to 6.79%.
Published fees
| Fee | Amount |
|---|---|
| Premier Package Home Loan Feerecurring: $390 per annum | $390 |
| Arrears Feelate payment: Applies when a loan is 7 and 30 calendar days in arrears | $20 |
| Break Cost Feewhen it happens: Applies when during the fixed term the loan is repaid early, transferred to a variable loan or additional payments exceed $30,000 p.a. | see lender |
| Discharge Of Mortgage Feeon exit: $395.00 per Title. | $395 |
| Settlement Feeupfront: Costs associated with processing the documentation and settlement of the loan | $595 |
Other Bank First home loans
Basic Home Loan Variable LVR<60% 6.24%Basic Home Loan Variable LVR 60-70% 6.29%Basic Home Loan Variable LVR 70-80% 6.34%Complete Home Loan Owner Occupied Variable LVR <60% 6.34%Premier Package Home Loan Owner Occupied Variable LVR <60% 6.34%Premier Package Home Loan Owner Occupied Variable LVR 60-70% 6.39%Basic Investment Loan Variable LVR<60% 6.39%Complete Home Loan Owner Occupied Variable LVR 60-70% 6.39%Basic Investment Loan Variable LVR 60-70% 6.44%Complete Home Loan Owner Occupied Variable LVR 70-80% 6.44%Premier Package Home Loan Owner Occupied Variable LVR 70-80% 6.44%Basic Investment Loan Variable LVR 70-80% 6.49%
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