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Bendigo Bank · Home loans
Bendigo Express Home Loan
Bendigo Express Home Loan is a home loan. The figures are the ones Bendigo Bank publishes under the Consumer Data Right today. The advertised rate last moved on 7 October 2026, up from 5.89% to 6.14%.
Advertised rate
6.14%
headline tier
Comparison rate
6.27%
as published
Last moved
+0.25pp
7 October 2026
Advertised rate, last 30 days. Between 5.89% and 6.14% over the last 30 days.
Every current rate (6)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, P&I | 6.14% | 6.27% |
| Fixed 1 year, Owner occupier, P&I | 6.49% | 6.30% |
| Fixed 2 years, Owner occupier, P&I | 6.49% | 6.34% |
| Fixed 3 years, Owner occupier, P&I | 6.59% | 6.40% |
| Fixed 4 years, Owner occupier, P&I | 6.69% | 6.47% |
| Fixed 5 years, Owner occupier, P&I | 6.69% | 6.51% |
Rate moves, last 30 days
- 7 October 2026: Variable, Owner occupier, P&I lifted 0.25pp, from 5.89% to 6.14%.
- 5 October 2026: Fixed 2 years, Owner occupier, P&I lifted 0.05pp, from 6.44% to 6.49%.
- 5 October 2026: Fixed 1 year, Owner occupier, P&I lifted 0.10pp, from 6.39% to 6.49%.
- 5 October 2026: Fixed 3 years, Owner occupier, P&I lifted 0.20pp, from 6.39% to 6.59%.
- 5 October 2026: Fixed 5 years, Owner occupier, P&I lifted 0.25pp, from 6.44% to 6.69%.
- 5 October 2026: Fixed 4 years, Owner occupier, P&I lifted 0.25pp, from 6.44% to 6.69%.
Published fees
| Fee | Amount |
|---|---|
| Monthly Feerecurring | $10 |
| Discharge Administration Feeon exit | $350 |
| Establishment Feeupfront: Application Fee $0 | $0 |
| Variation Fee - Simplewhen it happens | $150 |
| Variation Fee - Complexwhen it happens | $300 |
| Guarantee Administration Feeupfront | $250 |
| Rate Variation Fee (to renegotiate Rate)when it happens | $100 |
| Repayment Recalculation Feewhen it happens | $50 |
| Interest Prepayment Feewhen it happens | $85 |
| Default Feewhen it happens | $35 |
| Duplicate Feewhen it happens | $16.50 |
| Bank Cheque Feewhen it happens | $10 |
Other Bendigo Bank home loans
Bendigo Easy Home Loan 6.34%Bendigo Complete Home Loan 6.39%Bendigo Flex Home Loan 6.39%Bendigo Flex Home Loan (Retail) 6.39%First Home Buyers (Bendigo Complete Home Loan) 6.43%Single Parents (Bendigo Complete Home Loan) 6.43%Non-Individual Residential Investment Loan (NIRIL) 6.74%Bendigo Bridging Home Loan 10.54%
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