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BOQ Specialist · Term deposits
Term Deposit
BOQ Specialist's Term Deposit is a term deposit. The figures are the ones BOQ Specialist publishes under the Consumer Data Right today. The advertised rate last moved on 28 October 2026, up from 5.30% to 5.35%.
Advertised rate
5.35%
headline tier
Tiers
11
current rate rows
Last moved
+0.05pp
28 October 2026
Advertised rate, last 30 days. Between 5.30% and 5.35% over the last 30 days.
Every current rate (11)
| Tier | Rate |
|---|---|
| Fixed 2 years, $1,000 to $100,000,000Term | 3.50% |
| Fixed 3 years, $1,000 to $100,000,000Term | 3.50% |
| Fixed 4 years, $1,000 to $100,000,000Term | 3.50% |
| Fixed 5 years, $1,000 to $100,000,000Term | 3.50% |
| Fixed 1 month, $1,000 to $100,000,000Term | 4.10% |
| Fixed 2 months, $1,000 to $100,000,000Term | 4.20% |
| Fixed 3 months, $1,000 to $100,000,000Term | 5.00% |
| Fixed 4 months, $1,000 to $100,000,000Term | 5.05% |
| Fixed 6 months, $1,000 to $100,000,000Term | 5.20% |
| Fixed 9 months, $1,000 to $100,000,000Term | 5.20% |
| Fixed 1 year, $1,000 to $100,000,000Term | 5.35% |
Rate moves, last 30 days
- 28 October 2026: 3 tiers lifted 0.05pp; the lowest, Fixed 9 months, $1,000 to $100,000,000, from 5.15% to 5.20%.
Published fees
| Fee | Amount |
|---|---|
| Transaction Fee Real Time Gross Settlement (RTGS) - which is a same day payment requestper transaction: Payable for each Real Time Gross Settlement (RTGS) transaction | $30 |
| Duplicate and Interim Statement Feeper enquiry: Charged for each Duplicate and Interim statement issued | $5 |
| Trace Feewhen it happens: Charged for each request to perform a trace on any transaction type | $20 |
| Replacement of Online Banking security credentialreplacement: Charged for each replacement Online Banking security credential issued | $50 |
| Dishonour Feedishonour: Charged if there is insufficient cleared funds available to cover the value of a direct debit being processed | $45 |
| Direct Debit Feeper payment | $0 |
| Transaction Fee (overnight)per transaction | $0 |
| Online Banking Security credentialreplacement | $0 |
| Transaction Fee (international)per transaction: Payable when you transfer money to a Beneficiary with a bank account held at an overseas financial institution or Foreign Currency transfer to an australian fin | $30 |
| Bank Audit Certificatewhen it happens: Charged for each Bank Audit Certificate issued as part of an audit request | $30 |
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