BOQ Specialist rates

BOQ Specialist publishes 14 products with a current advertised rate. The rates below are the ones it publishes under the Consumer Data Right today; a rate marked restricted is open only to a stated occupation, employer or membership. Click a product for every rate, its 30-day history and its latest moves, or see every rate in the explorer.

BOQ Specialist's lowest home loan rate is 8.27% on Basic Home Loan, 1.53 points above the median of 6.74%, the median of all 1,247 advertised home loan rates from 83 lenders. Its highest term deposit rate is 5.35% on Term Deposit, 0.60 points above the median of 4.75%, the median of all 535 advertised term deposit rates from 80 lenders. BOQ Specialist repriced 3 products in the last 30 days, most recently lifting Term Deposit on 28 October 2026, from 5.15% to 5.20%.

Home loans

Product	Advertised rate	Comparison rate
Basic Home Loan	8.27%	8.45%
Plus Home Loan	9.69%
Home Loan Banking Package	9.87%	10.33%

Term deposits

Product	Advertised rate
Term Deposit	5.35%

Transaction accounts

Product	Advertised rate
32 Day Notice Account	4.95%
Private Access Account	3.50%
One Account	0.10%
One Account for Business	0.10%

Credit cards

Product	Advertised rate
Signature Visa Credit Card	20.50%

Business loans

Product	Advertised rate
Commercial Property Loan	8.85%
Goodwill (Practice Purchase Loan)	8.85%
Construction Loan	10.95%
Fit Out Finance	10.95%

Overdrafts

Product	Advertised rate
Overdrafts	8.85%

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