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BOQ Specialist · Transaction accounts

One Account

BOQ Specialist's One Account is a transaction account. The figures are the ones BOQ Specialist publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.

Advertised rate
0.10%
headline tier
Tiers
1
current rate rows
Last moved
Never
since tracking began
0.10%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (1)

TierRate
Variable0.10%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Overdrawn Account Feewhen it happens: Charged if we honour a transaction that overdraws your account$15
Bank Cheque Feewhen it happens: Charged for issuing a bank cheque$10
Transaction Fee (overnight)per transaction$0
Transaction Fee Real Time Gross Settlement (RTGS) - which is a same day payment requestper transaction: Payable for each Real Time Gross Settlement (RTGS) transaction$30
Duplicate and Interim Statement Feeper enquiry: Charged for each Duplicate and Interim statement issued$5
Express PIN deliverywhen it happens: Priority handling cost for replacement PIN$30
Direct Debit Feeper payment$0
ATM transactions per activityper withdrawalsee lender
Voucher Retrieval Feewhen it happens: Payable for each voucher retrieval you request BOQ Specialist to obtain from a relevant merchant.$10
GCAS emergency card replacement Feereplacement: Payable and deducted from your card account on issuance of a replacement card outside Australia.$175
Bank Audit Certificatewhen it happens: Charged for each Bank Audit Certificate issued as part of an audit request$30
Foreign Currency Conversion Feeper purchase: Payable when you make a transaction on your card account in a currency other than Australian dollars, or you make a transaction on your card account in any currsee lender

Other BOQ Specialist transaction accounts

32 Day Notice Account 4.95%Private Access Account 3.50%One Account for Business 0.10%

Get an email the morning BOQ Specialist moves this rate.

Every BOQ Specialist rate · every transaction account rate compared · other lenders · this product in the explorer.