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BOQ Specialist · Transaction accounts
Private Access Account
BOQ Specialist's Private Access Account is a transaction account. The figures are the ones BOQ Specialist publishes under the Consumer Data Right today. The advertised rate last moved on 9 October 2026, up from 3.25% to 3.50%.
Advertised rate
3.50%
headline tier
Tiers
1
current rate rows
Last moved
+0.25pp
9 October 2026
Advertised rate, last 30 days. Between 3.25% and 3.50% over the last 30 days.
Every current rate (1)
| Tier | Rate |
|---|---|
| Variable | 3.50% |
Rate moves, last 30 days
- 9 October 2026: Variable lifted 0.25pp, from 3.25% to 3.50%.
Published fees
| Fee | Amount |
|---|---|
| Overdrawn Account Feewhen it happens: Charged if we honour a transaction that overdraws your account | $15 |
| Optional Overdraft Facility Application Feeupfront: If your Overdraft is approved and established, the Application Fee will be debited from your Account | $0 |
| Direct Debit Feeper payment | $0 |
| Bank Cheque Feewhen it happens: Charged for issuing a bank cheque | $10 |
| Duplicate and Interim Statement Feeper enquiry: Charged for each Duplicate and Interim statement issued | $5 |
| Replacement of Online Banking security credentialreplacement: Charged for each replacement Online Banking security credential issued | $50 |
| Transaction Fee Real Time Gross Settlement (RTGS) - which is a same day payment requestper transaction: Payable for each Real Time Gross Settlement (RTGS) transaction | $30 |
| Dishonour Feedishonour: Charged if there are insufficient cleared funds available to cover the value of a direct debit being processed | $45 |
| Online Banking Security credentialreplacement | $0 |
| Transaction Fee (overnight)per transaction | $0 |
| Trace Feewhen it happens: Charged for each request to perform a trace on any transaction type | $20 |
| Transaction Fee (international)per transaction: Payable when you transfer money to a Beneficiary with a bank account held at an overseas financial institution or Foreign Currency transfer to an australian fin | $30 |
Other BOQ Specialist transaction accounts
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