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BOQ Specialist · Business loans

Construction Loan

BOQ Specialist's Construction Loan is a business loan. The figures are the ones BOQ Specialist publishes under the Consumer Data Right today. The advertised rate last moved on 2 October 2026, up from 10.70% to 10.95%.

Advertised rate
10.95%
headline tier
Tiers
1
current rate rows
Last moved
+0.25pp
2 October 2026
10.95%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (1)

TierRate
Variable, Interest only10.95%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Valuation Feewhen it happens: Charged for external property valuation costs where a property valuation is required.see lender
Arrears Management and Administration Feewhen it happens: Charged for the management of any contract in arrears.see lender
Consent to lease Feeon variation: Charged when a consent to registration of lease and production of Certificate of Title is required.$395
Quantity Surveyors Feeswhen it happens: Charged for external services provided by a Quantity Surveyor on construction facilities where these services are deemed by Us as required.see lender
Termination Feeon exit: Payable if an agreement is terminated before expiration of the term of that agreement.see lender
Government Stamp Duty: Charged if a NSW deal and stamp duty applies.see lender
Application Reassessment Feeon variation: Charged when an application is reassessed.$250
Settlement Cancellation Feewhen it happens: Charged if a booked settlement does not proceed.$150
Monthly Account Keeping Feerecurring: Charged monthly in arrears (with the first payment due one month after the day the advance or the first part of it is drawn to or to the order of the Customer) $20
Credit Card Payment Feeper transaction: Charged when loan payment via BOQS credit card.see lender
Legal Fee (including settlement and agent fees)when it happens: Charged when solicitors need to be involved with matters relating to the documentation and settlement of loans.see lender
Construction feeon variation: Charged on expiry date which is the day on which the final repayment is due under the repayment schedule.$395

Other BOQ Specialist business loans

Commercial Property Loan 8.85%Goodwill (Practice Purchase Loan) 8.85%Fit Out Finance 10.95%

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