Lenders › Cairns Bank › Term deposits 12mths over $500,000 mthly interest
Cairns Bank · Term deposits
Term deposits 12mths over $500,000 mthly interest
Cairns Bank's Term deposits 12mths over $500,000 mthly interest is a term deposit. The figures are the ones Cairns Bank publishes under the Consumer Data Right today. The advertised rate last moved on 23 October 2026, up from 4.75% to 5.00%.
Advertised rate
5.00%
headline tier
Tiers
6
current rate rows
Last moved
+0.25pp
23 October 2026
Advertised rate, last 30 days. Between 4.75% and 5.00% over the last 30 days.
Every current rate (6)
| Tier | Rate |
|---|---|
| Fixed 3 years, $1,000 to $1,000,000Term deposits 12mths over $500,000 mthly interest_Tier | 3.75% |
| Fixed 3 years, $1,000 to $1,000,000Term deposits 12mths over $500,000 mthly interest_Tier | 3.75% |
| Fixed 35 months, $1,000 to $1,000,000Term deposits 12mths over $500,000 mthly interest_Tier | 4.75% |
| Fixed 3 years, $1,000 to $1,000,000Term deposits 12mths over $500,000 mthly interest_Tier | 4.75% |
| Fixed 23 months, $1,000 to $1,000,000Term deposits 12mths over $500,000 mthly interest_Tier | 5.00% |
| Fixed 2 years, $1,000 to $1,000,000Term deposits 12mths over $500,000 mthly interest_Tier | 5.00% |
Rate moves, last 30 days
- 23 October 2026: 4 tiers lifted 0.25pp; the lowest, Fixed 3 years, $1,000 to $1,000,000, from 4.50% to 4.75%.
- 23 October 2026: Fixed 3 years, $1,000 to $1,000,000 lifted 0.60pp, from 3.15% to 3.75%.
Other Cairns Bank term deposits
Term deposits 1mth under $500,000 5.00%Term deposits 3mths under $500,000 5.00%Term deposits 24mths under $500,000 3.75%Term deposits 12mths under $500,000 1.25%
Get an email the morning Cairns Bank moves this rate.
Every Cairns Bank rate · every term deposit rate compared · other lenders · this product in the explorer.