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Cairns Bank · Term deposits

Term deposits 3mths under $500,000

Cairns Bank's Term deposits 3mths under $500,000 is a term deposit. The figures are the ones Cairns Bank publishes under the Consumer Data Right today. The advertised rate last moved on 2 November 2026, up from 4.75% to 5.00%.

Advertised rate
5.00%
headline tier
Tiers
1
current rate rows
Last moved
+0.25pp
2 November 2026
4.75%5.00%5 October 20264 November 2026

Advertised rate, last 30 days. Between 4.75% and 5.00% over the last 30 days.

Every current rate (1)

TierRate
Fixed 3 years, $1,000 to $1,000,000Term deposits 3mths under $500,000_Tier5.00%

Rate moves, last 30 days

The advertised rate moved on 2 November 2026, from 4.75% to 5.00%; no other tier moved in the last 30 days.

Other Cairns Bank term deposits

Term deposits 12mths over $500,000 mthly interest 5.00%Term deposits 1mth under $500,000 5.00%Term deposits 24mths under $500,000 3.75%Term deposits 12mths under $500,000 1.25%

Get an email the morning Cairns Bank moves this rate.

Every Cairns Bank rate · every term deposit rate compared · other lenders · this product in the explorer.