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Digi Home Loan (Owner Occupied)
CBA's Digi Home Loan (Owner Occupied) is a home loan. The figures are the ones CBA publishes under the Consumer Data Right today. The advertised rate last moved on 9 October 2026, up from 6.09% to 6.34%.
Advertised rate
6.34%
headline tier
Comparison rate
6.36%
as published
Last moved
+0.25pp
9 October 2026
Advertised rate, last 30 days. Between 6.09% and 6.34% over the last 30 days.
Every current rate (6)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, P&I, LVR up to 60% | 6.34% | 6.36% |
| Variable, Owner occupier, P&I, LVR 60 to 70% | 6.37% | 6.39% |
| Variable, Owner occupier, P&I, LVR 70 to 80% | 6.39% | 6.41% |
| Variable, Owner occupier, Interest only, LVR up to 60% | 6.83% | 6.57% |
| Variable, Owner occupier, Interest only, LVR 60 to 70% | 6.86% | 6.60% |
| Variable, Owner occupier, Interest only, LVR 70 to 80% | 6.88% | 6.62% |
Rate moves, last 30 days
- 9 October 2026: 6 tiers lifted 0.25pp; the lowest, Variable, Owner occupier, P&I, LVR up to 60%, from 6.09% to 6.34%.
Published fees
| Fee | Amount |
|---|---|
| Establishment Feeupfront: Payable to cover the costs the Bank incurs in establishing your loan and unless it is waived by us, is payable at the date of settlement or funding. | $300 |
| Settlement Cheque Feewhen it happens: $30 per cheque. | $30 |
| Late Payment Feelate payment: For home loans - If your account falls into arrears, you will be charged a late payment fee. | $20 |
| Paper Statement Feewhen it happens: Payable if you opt out of electronic statements and request bi-annual paper statements, ask us to print a statement or provide you with an ad-hoc paper statemen | $2.50 |
| Settlement Fee (Discharge)when it happens: Payable if you discharge the loan, i.e. | $350 |
| Security Substitution Feewhen it happens: Payable if you ask us to substitute one of your securities with another. | $300 |
| Stop Payment Notice Feewhen it happens: Payable if you ask us to stop payment on a cheque you have written. | $15 |
| Voucher Feeper enquiry: $4 per voucher (minimum charge $12) or $60 per hour spent to retrieve voucher(s). | see lender |
| Switching Feewhen it happens: Payable when switching your loan purpose, repayment type or product type. | $50 |
Other CBA home loans
Digi Home Loan (Investment) 6.44%Simple Home Loan (Owner Occupied) 6.59%Standard Variable Rate Home Loan (Owner Occupied) 6.59%1 Year Fixed Rate Home Loan (Owner Occupied) 6.78%Simple Home Loan (Investment) 6.79%Standard Variable Rate Home Loan (Investment) 6.79%2 Year Fixed Rate Home Loan (Owner Occupied) 6.82%1 year Fixed Rate Home Loan (Investment) 6.84%2 year Fixed Rate Home Loan (Investment) 6.87%3 Year Fixed Rate Home Loan (Owner Occupied) 6.89%4 Year Fixed Rate Home Loan (Owner Occupied) 6.89%3 year Fixed Rate Home Loan (Investment) 6.91%
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