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CBA · Foreign exchange

Foreign Currency Account (Retail)

CBA's Foreign Currency Account (Retail) is a foreign exchange. The figures are the ones CBA publishes under the Consumer Data Right today. The advertised rate last moved on 4 November 2026, down from 4.92% to 3.83%.

Advertised rate
3.83%
headline tier
Tiers
6
current rate rows
Last moved
-1.10pp
4 November 2026
3.83%7.82%5 October 20264 November 2026

Advertised rate, last 30 days. Between 3.83% and 7.83% over the last 30 days.

Every current rate (6)

TierRate
Variable, $120,000 to $600,000Amount1.75%
Variable, $250,000 to $500,000Amount1.82%
Variable, $600,000 and overAmount2.00%
Variable, $500,000 to $2,500,000Amount2.83%
Variable, $2,500,000 and overAmount3.83%
Variable8.98% to 13.82%

Rate moves, last 30 days

The advertised rate moved on 4 November 2026, from 4.92% to 3.83%; no other tier moved in the last 30 days.

Published fees

FeeAmount
International Money Transfers Sentper payment: Issued via a branch.$30
International Money Transfers Sentwhen it happens: Amendment to payment instruction, i.e.$25
International Money Transfers Sentwhen it happens: Cancellation and request for funds to be returned.$25
International Money Transfers Sentwhen it happens: Investigation of sent International Money Transfer (trace).$25
Account Keeping Feesrecurring: No account-keeping fees.$0
Deposits of foreign currency notes in branchper deposit: 1% of transaction amount (minimum $10.00 per transaction)see lender
Withdrawal of foreign currency notes in branchper withdrawal: 1% of transaction amount (minimum $10.00 per transaction)see lender
International Money Transfers Sentper payment: Issued via Commbiz, NetBank or the CommBank app.$0
International Money Transfers Receivedper payment: Up to $11.00 per transfer.$11
International Money Transfers Receivedper payment: Up to $25.00 per transfer.$25
International Money Transfers Receivedper payment: Up to $35.00 per transfer.$35
Transfers to or from linked Commonwealth Bank accountsper transaction: Free transfers between your own Commonwealth Bank linked accounts.$0

Other CBA foreign exchange

Foreign Currency Account (Business) 3.83%

Get an email the morning CBA moves this rate.

Every CBA rate · other lenders · this product in the explorer.