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Central West Credit Union · Home loans
Premium Smart Home Loan
Central West Credit Union's Premium Smart Home Loan is a home loan. The figures are the ones Central West Credit Union publishes under the Consumer Data Right today. The advertised rate last moved on 29 October 2026, up from 6.19% to 6.34%.
Advertised rate
6.34%
headline tier
Comparison rate
6.40%
as published
Last moved
+0.15pp
29 October 2026
Advertised rate, last 30 days. Between 6.19% and 6.34% over the last 30 days.
Every current rate (1)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, P&I | 6.34% | 6.40% |
Rate moves, last 30 days
- 29 October 2026: Variable, Owner occupier, P&I lifted 0.15pp, from 6.19% to 6.34%.
Published fees
| Fee | Amount |
|---|---|
| Mortgage discharge feeon exit: Discharge fees are paid on discharge | $536 |
| Premium smart home loan establishment feeupfront: Establishment Fee Paid on Funding (includes Mortgage Registration Fee) | $497 |
Other Central West Credit Union home loans
Smart Fixed Rate Home Loan 1 year 6.59%Smart Fixed Rate Home Loan 2 year 6.59%Smart Fixed Rate Investment Home Loan 1 Year 6.69%Smart Fixed Rate Investment Home Loan 2 Years 6.69%Minimiser Home Loan 7.04%Mortgage Smart Home Loan - Interest Only 7.15%Smart Home Loan 7.15%Smart Investment Home Loan 7.46%Mortgage Equity Loan 7.60%
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