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Central West Credit Union · Home loans
Smart Fixed Rate Home Loan 1 year
Central West Credit Union's Smart Fixed Rate Home Loan 1 year is a home loan. The figures are the ones Central West Credit Union publishes under the Consumer Data Right today. The advertised rate last moved on 8 October 2026, up from 6.39% to 6.59%.
Advertised rate
6.59%
headline tier
Comparison rate
7.18%
as published
Last moved
+0.20pp
8 October 2026
Advertised rate, last 30 days. Between 6.39% and 6.59% over the last 30 days.
Every current rate (2)
| Tier | Rate | Comparison |
|---|---|---|
| Fixed 1 year, Owner occupier, P&I | 6.59% | 7.18% |
| Variable, Owner occupier, P&I | 7.15% |
Rate moves, last 30 days
- 8 October 2026: Fixed 1 year, Owner occupier, P&I lifted 0.20pp, from 6.39% to 6.59%.
Published fees
| Fee | Amount |
|---|---|
| Break cost feeper transaction: Fee may apply if part or all of the loan is repaid early | $0 |
| Mortgage discharge feeon exit: Discharge fees are paid on discharge | $536 |
| Smart home loan establishment feeupfront: Establishment fees paid on funding (Includes Mortgage Registration Fee) | $822 |
Other Central West Credit Union home loans
Premium Smart Home Loan 6.34%Smart Fixed Rate Home Loan 2 year 6.59%Smart Fixed Rate Investment Home Loan 1 Year 6.69%Smart Fixed Rate Investment Home Loan 2 Years 6.69%Minimiser Home Loan 7.04%Mortgage Smart Home Loan - Interest Only 7.15%Smart Home Loan 7.15%Smart Investment Home Loan 7.46%Mortgage Equity Loan 7.60%
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