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Defence Bank · Personal loans

Personal Loan

Defence Bank's Personal Loan is a personal loan. The figures are the ones Defence Bank publishes under the Consumer Data Right today. The advertised rate last moved on 22 April 2026, up from 8.89% to 9.09%.

Advertised rate
9.09%
headline tier
Comparison rate
10.06%
as published
Last moved
+0.20pp
22 April 2026
9.09%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (1)

TierRateComparison
Variable, P&I9.09%10.06%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Arrears reminder notice fee (per letter)when it happens: Payable each time we send you a reminder notice relating to arrears on a loan$20
Loan Variation Feewhen it happens: Payable when the loan conditions are varied at the request of the loan holder$50
Processing Fee (Security)when it happens: Payable on registration of loan security$50
Registration Fee (Security)when it happens: Payable on registration of loan security$6
Personal Loan Service Feerecurring: This fee is charged on the last day of each month during the loan term.$10
Default notice (enforcement notice)when it happens: Payable each time we send you a reminder notice relating to a default on a loan$20

Other Defence Bank personal loans

New Car Loan 6.89%Used Car Loan 6.89%Consolidation Loan 13.99%

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