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Defence Bank · Personal loans
Used Car Loan
Defence Bank's Used Car Loan is a personal loan. The figures are the ones Defence Bank publishes under the Consumer Data Right today. The advertised rate last moved on 27 October 2026, up from 6.39% to 6.89%.
Advertised rate
6.89%
headline tier
Comparison rate
7.66%
as published
Last moved
+0.50pp
27 October 2026
Advertised rate, last 30 days. Between 6.39% and 6.89% over the last 30 days.
Every current rate (1)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, P&I | 6.89% | 7.66% |
Rate moves, last 30 days
- 27 October 2026: Variable, P&I lifted 0.50pp, from 6.39% to 6.89%.
Published fees
| Fee | Amount |
|---|---|
| Personal Loan Service Feerecurring: This fee is charged on the last day of each month during the loan term. | $10 |
| Default notice (enforcement notice)when it happens: Payable each time we send you a reminder notice relating to a default on a loan | $20 |
| Arrears reminder notice fee (per letter)when it happens: Payable each time we send you a reminder notice relating to arrears on a loan | $20 |
| Loan Variation Feewhen it happens: Payable when the loan conditions are varied at the request of the loan holder | $50 |
| Processing Fee (Security)when it happens: Payable on registration of loan security | $50 |
| Registration Fee (Security)when it happens: Payable on registration of loan security | $6 |
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