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Defence Bank · Home loans
Ultimate Essentials I/O
Defence Bank's Ultimate Essentials I/O is a home loan. The figures are the ones Defence Bank publishes under the Consumer Data Right today. The advertised rate last moved on 27 October 2026, up from 6.94% to 7.14%.
Advertised rate
7.14%
headline tier
Comparison rate
7.23%
as published
Last moved
+0.20pp
27 October 2026
Advertised rate, last 30 days. Between 6.94% and 7.14% over the last 30 days.
Every current rate (1)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Investor, Interest only | 7.14% | 7.23% |
Rate moves, last 30 days
- 27 October 2026: Variable, Investor, Interest only lifted 0.20pp, from 6.94% to 7.14%.
Published fees
| Fee | Amount |
|---|---|
| Ultimate Package Annual Feerecurring: Payable initially upon settlement of the property and then annually on the anniversary of the date on which the first annual package fee was paid when the loan | $96 |
| Arrears reminder notice fee (per letter)when it happens: Payable each time we send you a reminder notice relating to arrears on a loan | $20 |
| Default notice (enforcement notice)when it happens: Payable each time we send you a reminder notice relating to a default on a loan | $20 |
Other Defence Bank home loans
DHOAS Premier Low Rate 6.44%Premier Low Rate 6.49%Premier Investor Low Rate 6.59%Ultimate Essentials DHOAS Fix 6.74%Ultimate Essentials Fixed 6.74%DHOAS Premier Home Loan 6.79%Premier Home Loan 6.84%Ultimate Essentials Construction (INV) 6.84%Premier Investor Home Loan 6.94%Ultimate Essential Inv Fixed 6.94%Ultimate Essentials DHOAS 6.99%Ultimate Essentials DHOAS Construction (OO) 6.99%
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