Lenders › First Option Bank › Complete Package Home Loan
First Option Bank · Home loans
Complete Package Home Loan
First Option Bank's Complete Package Home Loan is a home loan. The figures are the ones First Option Bank publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.
Advertised rate
6.14%
headline tier
Comparison rate
6.49%
as published
Last moved
Never
since tracking began
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (12)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, P&I, LVR up to 60%Under 60 LVR | 6.14% | 6.49% |
| Variable, Owner occupier, P&I, LVR 60 to 70%60 to 70 LVR | 6.19% | 6.54% |
| Variable, Owner occupier, P&I, LVR 70 to 95%Over 70 LVR | 6.24% | 6.59% |
| Variable, Owner occupier, Interest only, LVR up to 60%Under 60 LVR | 6.34% | 6.69% |
| Variable, Investor, P&I, LVR up to 60%Under 60 LVR | 6.39% | 6.76% |
| Variable, Owner occupier, Interest only, LVR 60 to 70%60 to 70 LVR | 6.39% | 6.74% |
| Variable, Investor, P&I, LVR 60 to 70%60 to 70 LVR | 6.44% | 6.81% |
| Variable, Owner occupier, Interest only, LVR 70 to 95%70.0001 | 6.44% | 6.78% |
| Variable, Investor, P&I, LVR 70 to 95%Over 70 LVR | 6.49% | 6.86% |
| Variable, Investor, Interest only, LVR up to 60%Under 60 LVR | 6.59% | 6.96% |
| Variable, Investor, Interest only, LVR 60 to 70%60 to 70 LVR | 6.64% | 7.01% |
| Variable, Investor, Interest only, LVR 70 to 95%Over 70 LVR | 6.69% | 7.06% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Package home loan annual feerecurring | $375 |
| Invloan admin feeupfront: Plus Costs | $400 |
| MORTGAGEDISCHARGEper cash advance: Calculated at time of Discharge, up to a maximum of $600 | $175 |
| Bridgingloanupfront: Administration fee to cover the cost of setting-up a bridging loan when buying and selling a property | $250 |
| CONSTRUCTIONLOANupfront: Construction loan fee which includes up to five progress payments to suppliers, additional construction loan progress payment fees $50 per payment | $600 |
| CONTRACTVARIATIONwhen it happens | $150 |
| Legalfeesper cash advance: First Option covers the first $1000 of Valuation and Legal Fees, other external costs are on-charged at-cost. | $0 |
| Loanadminwhen it happens | $250 |
| Loanconsentwhen it happens | $400 |
| MORTGAGEDISCHARGEper cash advance: Calculated at time of Discharge, up to a maximum of $600 | $175 |
| SECURITYGUARANTEEper cash advance | $250 |
| SECURITYSUBSTITUTIONper cash advance | $250 |
Other First Option Bank home loans
Get an email the morning First Option Bank moves this rate.
Every First Option Bank rate · every home loan rate compared · other lenders · this product in the explorer.