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Christmas Club
Gateway Bank's Christmas Club is a transaction account. The figures are the ones Gateway Bank publishes under the Consumer Data Right today. The advertised rate last moved on 13 October 2026, up from 3.00% to 3.25%.
Advertised rate
3.25%
headline tier
Tiers
1
current rate rows
Last moved
+0.25pp
13 October 2026
Advertised rate, last 30 days. Between 3.00% and 3.25% over the last 30 days.
Every current rate (1)
| Tier | Rate |
|---|---|
| Variable | 3.25% |
Rate moves, last 30 days
- 13 October 2026: Variable lifted 0.25pp, from 3.00% to 3.25%.
Published fees
| Fee | Amount |
|---|---|
| Cheque Withdrawal Feeper transaction: Corporate (Bank) Cheque - Over the counter or mailed | $7.50 |
| Cheque Dishonour Feewhen it happens: Payable each occasion a cheque credited to your account is dishonoured by another financial institution | $10 |
| Transaction Feewhen it happens: Withdrawl Transaction Fee for staff assisted transactions | $7.50 |
| BPay Feewhen it happens: BPAY Payment (Staff assisted) | $7.50 |
| BPay Tracewhen it happens: BPAY Trace | $25 |
| BPay Error Correctionwhen it happens: BPAY Error Correction | $25 |
| Direct Entry/EFT Tracewhen it happens: Direct Entry/EFT Trace | $25 |
| Direct Entry/EFT Recallwhen it happens: Direct Entry/EFT Recall | $25 |
| RTGS (same day EFT)when it happens: Real Time Gross Settlement (RTGS) (same day EFT) | $30 |
| QuickDebit Dishonour Feewhen it happens: Payable each occasion payment credited to your account is dishonoured by another financial institution | $15 |
| Dishonour Feewhen it happens: Any fee charged in relation to a dishonoured payment will be passed on to you | $15 |
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