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Gateway Bank · Transaction accounts

Community Account

Gateway Bank's Community Account is a transaction account. The figures are the ones Gateway Bank publishes under the Consumer Data Right today. The advertised rate last moved on 13 October 2026, up from 3.00% to 3.25%.

Advertised rate
3.25%
headline tier
Tiers
2
current rate rows
Last moved
+0.25pp
13 October 2026
3.00%3.25%5 October 20264 November 2026

Advertised rate, last 30 days. Between 3.00% and 3.25% over the last 30 days.

Every current rate (2)

TierRate
Variable, $2,000,000 and overFloating Balance Tier 21.10%
Variable, up to $2,000,000Floating Balance Tier 13.25%

Rate moves, last 30 days

Published fees

FeeAmount
Cheque Withdrawal Feewhen it happens$10
Overseas ATMper transaction$4
Bank @ Post Feeper transaction$2.65
Voucher Requestwhen it happens$20
Chargebackwhen it happens$28
Cheque Dishonour Feewhen it happens$10
Transaction Feewhen it happens$7.50
BPay Feewhen it happens$7.50
BPay Tracewhen it happens$25
BPay Error Correctionwhen it happens$25
Direct Entry/EFT Tracewhen it happens$25
Direct Entry/EFT Recallwhen it happens$25

Other Gateway Bank transaction accounts

Christmas Club 3.25%Eco Advantage Transaction Acct 2.00%

Get an email the morning Gateway Bank moves this rate.

Every Gateway Bank rate · every transaction account rate compared · other lenders · this product in the explorer.