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Gateway Bank · Overdrafts
Edge Account
Gateway Bank's Edge Account is a overdraft. The figures are the ones Gateway Bank publishes under the Consumer Data Right today. The advertised rate last moved on 13 October 2026, up from 2.00% to 2.25%.
Advertised rate
2.25%
headline tier
Tiers
3
current rate rows
Last moved
+0.25pp
13 October 2026
Advertised rate, last 30 days. Between 2.00% and 2.25% over the last 30 days.
Every current rate (3)
| Tier | Rate |
|---|---|
| Variable, up to $1,000Floating Balance Tier 1 | 0.01% |
| Variable, $1,000 and overFloating Balance Tier 2 | 0.10% |
| Bonusdeposit at least $2,000 a month | 2.25% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Cheque Withdrawal Feeper transaction: Corporate (Bank) Cheque - Over the counter or mailed | $7.50 |
| Overseas ATMper transaction: Payable to Gateway Bank | $4 |
| Bank @ Post Feeper transaction: Bank@Post Withdrawal fee $2.65. | $0 |
| Voucher Requestwhen it happens | $20 |
| Chargebackwhen it happens | $28 |
| Cheque Dishonour Feewhen it happens: Payable each occasion a cheque credited to your account is dishonoured by another financial institution | $10 |
| Transaction Feewhen it happens: Withdrawl Transaction Fee for staff assisted transactions. | $7.50 |
| BPay Feewhen it happens: BPAY Payment (Staff assisted) | $7.50 |
| BPay Tracewhen it happens: BPAY Trace | $25 |
| BPay Error Correctionwhen it happens: BPAY Error Correction | $25 |
| Direct Entry/EFT Tracewhen it happens: Direct Entry/EFT Trace | $25 |
| Direct Entry/EFT Recallwhen it happens: Direct Entry/EFT Recall | $25 |
Other Gateway Bank overdrafts
Reverse Mortgage Lump Sum 8.50%Reverse Mortgage Access 8.74%EquitiSmart Home Loan 9.75%Inv EquitiSmart Home Loan 10.37%Edge Overdraft 11.74%
Get an email the morning Gateway Bank moves this rate.
Every Gateway Bank rate · other lenders · this product in the explorer.