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Gateway Bank · Overdrafts

Edge Overdraft

Gateway Bank's Edge Overdraft is a overdraft. The figures are the ones Gateway Bank publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.

Advertised rate
11.74%
headline tier
Tiers
1
current rate rows
Last moved
Never
since tracking began
11.74%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (1)

TierRate
Variable, Owner occupier, P&I11.74%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Establishment Feeupfront: Payable at settlement per loan$149
Withdrawl Transaction Fee for staff assistedper transaction: Withdrawl Transaction Fee for staff assisted transactions$7.50
Corporate (Bank) Cheque - Over the counterper transaction: Corporate (Bank) Cheque - Over the counter or mailed$7.50
BPAY Payment (Staff assisted)per transaction: BPAY Payment (Staff assisted)$7.50
BPAY Traceper transaction: BPAY Trace$25
BPAY Error Correctionper transaction: BPAY Error Correction$25
Direct Entry/EFT Traceper transaction: Direct Entry/EFT Trace$25
Direct Entry/EFT Recallper transaction: Direct Entry/EFT Recall$25
Real Time Gross Settlement (RTGS)per transaction: Real Time Gross Settlement (RTGS) (same day EFT)$30

Other Gateway Bank overdrafts

Edge Account 2.25%Reverse Mortgage Lump Sum 8.50%Reverse Mortgage Access 8.74%EquitiSmart Home Loan 9.75%Inv EquitiSmart Home Loan 10.37%

Get an email the morning Gateway Bank moves this rate.

Every Gateway Bank rate · other lenders · this product in the explorer.