eMax Saver Account

Gateway Bank's eMax Saver Account is a savings account. The figures are the ones Gateway Bank publishes under the Consumer Data Right today. The advertised rate last moved on 13 October 2026, up from 3.95% to 4.20%.

Advertised rate

4.20%

headline tier

Tiers

current rate rows

Last moved

+0.25pp

13 October 2026

Advertised rate, last 30 days. Between 3.95% and 4.20% over the last 30 days.

Every current rate (2)

Tier	Rate
Variable, up to $1,000Floating Balance Tier 1	0.60%
Variable, $1,000 and overFloating Balance Tier 2	4.20%

Rate moves, last 30 days

13 October 2026: Variable, $1,000 and over lifted 0.25pp, from 3.95% to 4.20%.
13 October 2026: Variable, up to $1,000 lifted 0.25pp, from 0.35% to 0.60%.

Published fees

Fee	Amount
Cheque Withdrawal Feeper transaction: Corporate (Bank) Cheque - Over the counter or mailed	$7.50
Cheque Dishonour Feewhen it happens: Payable each occasion a cheque credited to your account is dishonoured by another financial institution	$10
Transaction Feewhen it happens	$7.50
BPay Feewhen it happens: BPAY Payment (Staff assisted)	$7.50
BPay Tracewhen it happens: BPAY Trace	$25
BPay Error Correctionwhen it happens: BPAY Error Correction	$25
Direct Entry/EFT Tracewhen it happens: Direct Entry/EFT Trace	$25
Direct Entry/EFT Recallwhen it happens: Direct Entry/EFT Recall	$25
RTGS (same day EFT)when it happens: Real Time Gross Settlement (RTGS)(same day EFT)	$30
QuickDebit Dishonour Feewhen it happens: Payable each occasion payment credited to your account is dishonoured by another financial institution	$15
Dishonour Feewhen it happens: Any fee charged in relation to a dishonoured payment will be passed on to you	$15

Other Gateway Bank savings accounts

SMSF Savings Account 4.65%Goal Saver 4.50%Dollaroo Junior Savers 4.00%Savings Account 0.25%

Get an email the morning Gateway Bank moves this rate.

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