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Gateway Bank · Savings accounts
SMSF Savings Account
Gateway Bank's SMSF Savings Account is a savings account. The figures are the ones Gateway Bank publishes under the Consumer Data Right today. The advertised rate last moved on 13 October 2026, up from 4.40% to 4.65%.
Advertised rate
4.65%
headline tier
Tiers
2
current rate rows
Last moved
+0.25pp
13 October 2026
Advertised rate, last 30 days. Between 4.40% and 4.65% over the last 30 days.
Every current rate (2)
| Tier | Rate |
|---|---|
| Variable, $1,000,000 and overFloating Balance Tier 2 | 3.80% |
| Variable, up to $1,000,000Floating Balance Tier 1 | 4.65% |
Rate moves, last 30 days
- 13 October 2026: Variable, $1,000,000 and over lifted 0.25pp, from 3.55% to 3.80%.
- 13 October 2026: Variable, up to $1,000,000 lifted 0.25pp, from 4.40% to 4.65%.
Published fees
| Fee | Amount |
|---|---|
| Cheque Withdrawal Feewhen it happens | $10 |
| Cheque Dishonour Feewhen it happens | $10 |
| Transaction Feewhen it happens | $7.50 |
| BPay Feewhen it happens | $7.50 |
| BPay Tracewhen it happens | $25 |
| BPay Error Correctionwhen it happens | $25 |
| Direct Entry/EFT Tracewhen it happens | $25 |
| Direct Entry/EFT Recallwhen it happens | $25 |
| RTGS (same day EFT)when it happens | $30 |
| QuickDebit Dishonour Feewhen it happens | $15 |
| Dishonour Feewhen it happens | $15 |
Other Gateway Bank savings accounts
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