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GMCU · Term deposits
Fixed Term Deposit - 12 months
GMCU's Fixed Term Deposit - 12 months is a term deposit. The figures are the ones GMCU publishes under the Consumer Data Right today. The advertised rate last moved on 6 October 2026, up from 4.90% to 5.15%.
Advertised rate
5.15%
headline tier
Tiers
2
current rate rows
Last moved
+0.25pp
6 October 2026
Advertised rate, last 30 days. Between 4.90% and 5.15% over the last 30 days.
Every current rate (2)
| Tier | Rate |
|---|---|
| Fixed 1 year, $100 to $4,999Fixed Term Deposit - 12 months_Tier_1 | 0.25% |
| Fixed 1 year, $4,999 to $1,000,000Fixed Term Deposit - 12 months_Tier_2 | 5.15% |
Rate moves, last 30 days
- 6 October 2026: Fixed 1 year, $4,999 to $1,000,000 lifted 0.25pp, from 4.90% to 5.15%.
Published fees
| Fee | Amount |
|---|---|
| Early withdrawal int adjper cash advance: Interest rate is reduced when any amount is withdrawn from a Term Deposit before the maturity date. | $0 |
Other GMCU term deposits
Fixed Term Deposit - 6 to 8 months 5.25%Monthly Income Term Deposit - 6 months 5.15%Monthly Income Term Deposit - 12 Months 5.05%Fixed Term Deposit - 24 months 4.90%Monthly Income Term Deposit - 24 months 4.80%Fixed Term Deposit - 9 to 10 months 3.70%Fixed Term Deposit - 3 to 5 months 3.60%
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