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GMCU · Personal loans

Personal Loan - Secured

GMCU's Personal Loan - Secured is a personal loan. The figures are the ones GMCU publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.

Advertised rate
7.79%
headline tier
Comparison rate
8.04%
as published
Last moved
Never
since tracking began
7.79%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (1)

TierRateComparison
Fixed, P&I7.79%8.04%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Personal loan establishment feeupfront$150
Loan default feewhen it happens$10
Loan default fee- final noticewhen it happens$25
Loan default fee- second reminder letterwhen it happens$15
Goods security agreement preparation feewhen it happens: charged if a Goods Security Agreement is required as security (e.g.$30
Valuation feeper cash advance: Valuation fee payable by member at cost$0
Registration of mortgage feeper cash advance: Registration of mortgage payable by member at cost$0
Mortgage preparation feeper cash advance: Mortgage documents prepared by solicitor payable by member at cost$0
Gmcu title search feewhen it happens$25.30
Loan redraw fee otherwhen it happens$25

Other GMCU personal loans

Personal Loan - Unsecured 14.95%

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