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Heartland rates
Heartland publishes 5 products with a current advertised rate. The rates below are the ones it publishes under the Consumer Data Right today; a rate marked restricted is open only to a stated occupation, employer or membership. Click a product for every rate, its 30-day history and its latest moves, or see every rate in the explorer.
Heartland's highest savings account rate is 4.55% on MySavings account, 0.55 points above the median of 4.00%, the median of all 197 advertised savings account rates from 76 lenders. Its highest term deposit rate is 5.60% on Broker Term Deposit, 0.85 points above the median of 4.75%, the median of all 535 advertised term deposit rates from 80 lenders. Heartland repriced 2 products in the last 30 days, most recently lifting Term Deposit on 28 October 2026, from 5.50% to 5.55%.
Savings accounts
| Product | Advertised rate |
|---|---|
| MySavings account | 4.55% |
Term deposits
| Product | Advertised rate |
|---|---|
| Broker Term Deposit | 5.60% |
| Broker Term Deposit - Business | 5.60% |
| Term Deposit | 5.55% |
| Term Deposit - Business | 5.50% |
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