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Heartland · Term deposits
Broker Term Deposit
Heartland's Broker Term Deposit is a term deposit. The figures are the ones Heartland publishes under the Consumer Data Right today. The advertised rate last moved on 31 October 2026, up from 5.55% to 5.60%.
Advertised rate
5.60%
headline tier
Tiers
9
current rate rows
Last moved
+0.05pp
31 October 2026
Advertised rate, last 30 days. Between 5.45% and 5.60% over the last 30 days.
Every current rate (9)
| Tier | Rate |
|---|---|
| Fixed 1 month, $10,000 to $2,000,000Amount | 2.55% |
| Fixed 3 months, $10,000 to $2,000,000Amount | 4.90% |
| Fixed 3 years, $10,000 to $2,000,000Amount | 5.00% |
| Fixed 4 years, $10,000 to $2,000,000Amount | 5.00% |
| Fixed 2 years, $10,000 to $2,000,000Amount | 5.20% |
| Fixed 5 years, $10,000 to $2,000,000Amount | 5.25% |
| Fixed 6 months, $10,000 to $2,000,000Amount | 5.35% |
| Fixed 9 months, $10,000 to $2,000,000Amount | 5.45% |
| Fixed 1 year, $10,000 to $2,000,000Term | 5.60% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Voucher retrieval fee.when it happens: Fee charged for voucher/information retrieval by us. | see lender |
| Audit certificatewhen it happens | $35 |
| Early Redemption administration feeon exit: An Administration fee of $30 will be applied at the time of the time of early withdrawal | $30 |
| Early redemption interest penalty feewhen it happens: If you redeem your Term Deposit early, the amount of interest paid will be the interest accrued based on the interest rate on the day we opened your account les | see lender |
Other Heartland term deposits
Get an email the morning Heartland moves this rate.
Every Heartland rate · every term deposit rate compared · other lenders · this product in the explorer.