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IMB Bank · Overdrafts
Commercial Credit line
IMB Bank's Commercial Credit line is a overdraft. The figures are the ones IMB Bank publishes under the Consumer Data Right today. The advertised rate last moved on 23 October 2026, up from 7.99% to 8.24%.
Advertised rate
8.24%
headline tier
Tiers
1
current rate rows
Last moved
+0.25pp
23 October 2026
Advertised rate, last 30 days. Between 7.99% and 8.24% over the last 30 days.
Every current rate (1)
| Tier | Rate |
|---|---|
| Variable | 8.24% |
Rate moves, last 30 days
- 23 October 2026: Variable lifted 0.25pp, from 7.99% to 8.24%.
Published fees
| Fee | Amount |
|---|---|
| Special clearance on chequeswhen it happens: Maximum charge. | $16 |
| Monthly Feerecurring | see lender |
| Application feeupfront: Percentage of the facility limit | see lender |
| Phone Banking - Operator Assisted - Purchase Financial Institution Chequeper withdrawal: Per cheque | $6 |
| Phone Banking - Operator Assisted - Cheque bill paymentsper withdrawal: Per cheque | $6 |
| Visa Debit Card - International purchaseper purchase: A transaction fee of the higher of $5 or 2.5% is charged for any international purchase made using a Visa Debit Card in: a) a currency other than $AUD (after co | see lender |
| Visa Debit Card - Cash advances (domestic & international)per cash advance: A transaction fee of the higher of $5 or 2.5% is charged for any cash advance made using a Visa Debit Card in: a) a currency other than $AUD (after conversion t | see lender |
| Phone Banking - Operator Assisted - All other financial transactionsper transaction: Excludes phone enquiry, Cheque withdrawal/cheque bill payment. | $0.50 |
| Visa Debit Card - EFTPOS transaction, cash-out & declineper transaction: Fee payable if the transaction is processed via EFTPOS at the merchant’s election, including contactless Visa debit card transactions. | $0.85 |
| Cashcard - EFTPOS transaction, cash-out & declineper transaction | $0.85 |
| IMB ATM - Cheque depositper deposit: Fee applies to each account that a cheque is deposited into. | $1 |
| IMB ATM - ATM withdrawal (including Visa Debit Card)per withdrawal | $0.70 |
Other IMB Bank overdrafts
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Every IMB Bank rate · other lenders · this product in the explorer.