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IMB Bank · Savings accounts
Reward Saver Account
IMB Bank's Reward Saver Account is a savings account. The figures are the ones IMB Bank publishes under the Consumer Data Right today. The advertised rate last moved on 9 October 2026, up from 3.20% to 3.45%.
Advertised rate
3.45%
headline tier
Tiers
2
current rate rows
Last moved
+0.25pp
9 October 2026
Advertised rate, last 30 days. Between 3.20% and 3.45% over the last 30 days.
Every current rate (2)
| Tier | Rate |
|---|---|
| Introductory 4 months, up to $1,000,000Introductory Fixed Bonus Interest Rate is payable for the first 4 interest payments for new accounts opened from 18th March 2026, for... | 2.15% |
| Bonus, up to $1,000,000 | 3.45% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Special clearance on chequeswhen it happens: Maximum charge. | $16 |
| Phone Banking - Operator Assisted - Purchase Financial Institution Chequeper withdrawal: Per cheque | $6 |
| Phone Banking - Operator Assisted - Cheque bill paymentsper withdrawal: Per cheque | $6 |
| Phone Banking - Operator Assisted - All other financial transactionsper transaction: Excludes phone enquiry, Cheque withdrawal/cheque bill payment. | $0.50 |
| Visa Debit Card - EFTPOS transaction, cash-out & declineper transaction: Fee payable if the transaction is processed via EFTPOS at the merchant’s election, including contactless Visa debit card transactions. | $0.85 |
| Visa Debit Card - International purchaseper purchase: A transaction fee of the higher of $5 or 2.5% is charged for any international purchase made using a Visa Debit Card in: a) a currency other than $AUD (after co | see lender |
| Visa Debit Card - Cash advances (domestic & international)per cash advance: A transaction fee of the higher of $5 or 2.5% is charged for any international purchase made using a Visa Debit Card in: a) a currency other than $AUD (after co | see lender |
| Cashcard - EFTPOS transaction, cash-out & declineper transaction | $0.85 |
| IMB ATM - Cheque depositper deposit: Fee applies to each account that a cheque is deposited into. | $1 |
| IMB ATM - ATM withdrawal (including Visa Debit Card)per withdrawal | $0.70 |
| IMB ATM - balance enquiry or failed transactionper transaction | $0.25 |
| IMB ATM - Transfer to an IMB Accountper transaction | $0.25 |
Other IMB Bank savings accounts
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