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IMB Bank · Term deposits

Term Deposit

IMB Bank's Term Deposit is a term deposit. The figures are the ones IMB Bank publishes under the Consumer Data Right today. The advertised rate last moved on 23 October 2026, up from 5.15% to 5.30%.

Advertised rate
5.30%
headline tier
Tiers
30
current rate rows
Last moved
+0.15pp
23 October 2026
5.15%5.30%5 October 20264 November 2026

Advertised rate, last 30 days. Between 5.15% and 5.30% over the last 30 days.

Every current rate (30)

TierRate
Fixed 1 month, $1,000 and over1 to less than 3 months1.25%
Fixed 3 months, $5,000 and over3 to less than 6 months1.45%
Fixed 3 months, $1,000 and over3 to less than 6 months1.50%
Fixed 1 year, $2,000 and over12 month2.15%
Fixed 1 year, $5,000 and over, 12 to less than 24 months2.20%
Fixed 2 years, $5,000 and over, 24 to less than 36 months2.20%
Fixed 3 years, $5,000 and over36 to less than 48 months2.20%
Fixed 4 years, $5,000 and over48 to less than 60 months2.20%
Fixed 6 months, $5,000 and over6 to less than 9 months2.20%
Fixed 5 years, $5,000 and over60 month2.20%
Fixed 9 months, $5,000 and over9 to less than 12 months2.20%
Fixed 1 year, $1,000 and over12 month2.25%
Fixed 1 year, $1,000 and over12 to less than 24 months2.25%
Fixed 2 years, $1,000 and over24 to less than 36 months2.25%
Fixed 3 years, $1,000 and over36 to less than 48 months2.25%
Fixed 4 years, $1,000 and over48 to less than 60 months2.25%
Fixed 6 months, $1,000 and over6 to less than 9 months2.25%
Fixed 6 months, $1,000 and over6 to less than 9 months2.25%
Fixed 5 years, $1,000 and over60 month2.25%
Fixed 9 months, $1,000 and over9 to less than 12 months2.25%
Fixed 9 months, $1,000 and over9 to less than 12 months2.25%
Fixed 4 years, $5,000 and over48 month4.00%
Fixed 5 years, $5,000 and over60 month4.00%
Fixed 3 years, $5,000 and over36 month4.50%
Fixed 2 years, $5,000 and over, 24 month4.88%
Fixed 3 months, $5,000 and over4.90%
Fixed 2 years, $5,000 and over24 month5.00%
Fixed 6 months, $5,000 and over5.00%
Fixed 1 year, $5,000 and over, 12 month5.17%
Fixed 1 year, $5,000 and over12 month5.30%

Rate moves, last 30 days

The advertised rate moved on 23 October 2026, from 5.15% to 5.30%; no other tier moved in the last 30 days.

Published fees

FeeAmount
Special clearance on chequeswhen it happens: Maximum charge.$16
Transaction Listing - Electronic - up to 10 pageswhen it happens$5
Transaction Listing - Electronic - 10 pages and overwhen it happens: Per page$0.50
Interest statement - Electronicwhen it happens: Per page$2.50
Copy of withdrawal or deposit formwhen it happens$15
Recalculation of interestwhen it happens: Per page$30
Research feewhen it happens: Per page$30
Retrieval of archived documentswhen it happens: Per page$20
Audit Certificatewhen it happens: Per certificate$30
Unclaimed monies/dormant accountwhen it happens: Maximum charge per account$40
Bulk coin countper deposit: Maximum charge$5
Total cash withdrawal over $2,000 in a dayper withdrawal: A fee of 0.2% of total cash withdrawals is charged for total cash withdrawals over $2000 in a day.see lender

Get an email the morning IMB Bank moves this rate.

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