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MyState Bank · Savings accounts
Hello Saver account
MyState Bank's Hello Saver account is a savings account. The figures are the ones MyState Bank publishes under the Consumer Data Right today. The advertised rate last moved on 8 October 2026, up from 5.40% to 5.65%.
Advertised rate
5.65%
headline tier
Tiers
3
current rate rows
Last moved
+0.25pp
8 October 2026
Advertised rate, last 30 days. Between 5.40% and 5.65% over the last 30 days.
Every current rate (3)
| Tier | Rate |
|---|---|
| Variable, $500,000 and over>$500k | 3.00% |
| Variable, $1 to $500,000<$500k | 5.25% |
| Introductory 4 months, $1 to $500,000Variable interest rate paid for the first four months for new customers | 5.65% |
Rate moves, last 30 days
- 8 October 2026: 3 tiers lifted 0.25pp; the lowest, Variable, $500,000 and over, from 2.75% to 3.00%.
Published fees
| Fee | Amount |
|---|---|
| BPayper transaction | $0 |
| BPAY Query and Correction Feewhen it happens: Charged when you request a trace or a correction of a BPAY transaction | $15 |
| MyState Bank Corporate Chequeper transaction | $0 |
| Bank chequeper transaction: When a bank cheque is requested | $16 |
| Swift & EFT (Outward) within Australiaper transaction: Transfer of AUD in Australia that on receipt becomes available to the recipient via SWIFT electronic payments | $15 |
| Stop Paymentwhen it happens: Fee applies if we receive a request to stop a payment. | $30 |
| Swift, Telegraphic & Electronic Transfer (Inward)per transaction: SWIFT electronic payment or inward telegraphic transfer to us from another financial institution. | $7.50 |
| Overdrawn Account Interestper transaction | 0.00% of the transaction |
| Transaction Trace Feewhen it happens: Per transaction or trace search | $15 |
| Certificates Suppliedwhen it happens: Charged when a certified letter or statement is required | $10 |
| Monthly account feerecurring | $0 |
| Transfer to another MyState customer (in MyState Bank branch)per transaction | $0 |
Other MyState Bank savings accounts
Get an email the morning MyState Bank moves this rate.
Every MyState Bank rate · every savings account rate compared · other lenders · this product in the explorer.