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MyState Bank rates
MyState Bank publishes 14 products with a current advertised rate. The rates below are the ones it publishes under the Consumer Data Right today; a rate marked restricted is open only to a stated occupation, employer or membership. Click a product for every rate, its 30-day history and its latest moves, or see every rate in the explorer.
MyState Bank's lowest home loan rate is 6.29% on Basic Variable Loan, 0.45 points below the median of 6.74%, the median of all 1,247 advertised home loan rates from 83 lenders. Its highest savings account rate is 5.65% on Hello Saver account, 1.65 points above the median of 4.00%, the median of all 197 advertised savings account rates from 76 lenders. MyState Bank repriced 8 products in the last 30 days, most recently lifting Standard Variable Loan on 27 October 2026, from 8.37% to 8.62%.
Home loans
| Product | Advertised rate | Comparison rate |
|---|---|---|
| Basic Variable Loan | 6.29% | 6.32% |
| Special Residential Variable Loan | 6.29% | 6.34% |
| Fixed Rate Loan | 6.64% | 8.24% |
| Standard Variable Loan | 8.62% | 8.68% |
Savings accounts
| Product | Advertised rate |
|---|---|
| Hello Saver account | 5.65% |
| Bonus Saver | 5.25% |
| Business Online Saver | 0.60% |
Term deposits
| Product | Advertised rate |
|---|---|
| Business Term Deposit | 5.40% |
| Online Term Deposit | 5.40% |
| Regular Term Deposit | 5.40% |
| AMM - Regular Term Deposit | 5.30% |
| E&P - Regular Term Deposit | 5.30% |
| Ord Minnett - Regular Term Deposit | 5.30% |
Transaction accounts
| Product | Advertised rate |
|---|---|
| E&P High Yield Account | 4.50% |
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