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MyState Bank · Home loans
Standard Variable Loan
MyState Bank's Standard Variable Loan is a home loan. The figures are the ones MyState Bank publishes under the Consumer Data Right today. The advertised rate last moved on 27 October 2026, up from 8.37% to 8.62%.
Advertised rate
8.62%
headline tier
Comparison rate
8.68%
as published
Last moved
+0.25pp
27 October 2026
Advertised rate, last 30 days. Between 8.37% and 8.62% over the last 30 days.
Every current rate (4)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, P&I, LVR up to 100%LVR <=100% | 8.62% | 8.68% |
| Variable, Investor, P&I, LVR up to 95%LVR <=95% | 8.62% | 8.68% |
| Variable, Owner occupier, Interest only, LVR up to 80%LVR <=80% | 9.02% | 9.07% |
| Variable, Investor, Interest only, LVR up to 90%LVR <=90% | 9.02% | 9.07% |
Rate moves, last 30 days
- 27 October 2026: 4 tiers lifted 0.25pp; the lowest, Variable, Owner occupier, P&I, LVR up to 100%, from 8.37% to 8.62%.
Published fees
| Fee | Amount |
|---|---|
| Mortgage preparationwhen it happens: Payable on the preparation of each new mortgage over the goods or property required to secure this loan contract | $95 |
| Letter of Variationwhen it happens: Payable on approval of each variation under this loan contract. | $150 |
| Mortgage dischargewhen it happens: Payable on discharge of security | $380 |
| Dishonour and Rejection fee (per dishonour)when it happens: Whenever a payment to your loan account is dishonoured or rejected. | $5 |
| Cheques deposited and dishonoured (per cheque)when it happens: Whenever a cheque deposited to your loan account is dishonoured | $20 |
| Other default noticeswhen it happens | $30 |
| Establishment Fee - Increase to existing mortgage loansupfront | $350 |
| Overdrawn Administration Feewhen it happens | $30 |
| Other default noticeswhen it happens | $30 |
| Demand noticeswhen it happens | $30 |
| Establishment Feeupfront | $300 |
| Title productionwhen it happens: Payable upon a request to produce the certificate of title. | $150 |
Other MyState Bank home loans
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