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MyState Bank · Term deposits
Regular Term Deposit
MyState Bank's Regular Term Deposit is a term deposit. The figures are the ones MyState Bank publishes under the Consumer Data Right today. The advertised rate last moved on 27 October 2026, up from 5.35% to 5.40%.
Advertised rate
5.40%
headline tier
Tiers
19
current rate rows
Last moved
+0.05pp
27 October 2026
Advertised rate, last 30 days. Between 5.35% and 5.40% over the last 30 days.
Every current rate (19)
| Tier | Rate |
|---|---|
| Fixed 1 monthP1M | 0.50% |
| Fixed 2 monthsP2M | 0.50% |
| Fixed 3 yearsP36M | 3.15% |
| Fixed 2 yearsP24M | 3.40% |
| Fixed 15 monthsP15M | 3.75% |
| Fixed 1 yearP12M | 4.00% |
| Fixed 3 yearsP36M | 4.25% |
| Fixed 4 monthsP4M | 4.90% |
| Fixed 5 monthsP5M | 4.90% |
| Fixed 6 monthsP6M | 5.00% |
| Fixed 7 monthsP7M | 5.00% |
| Fixed 8 monthsP8M | 5.00% |
| Fixed 3 monthsP3M | 5.05% |
| Fixed 10 monthsP10M | 5.10% |
| Fixed 2 yearsP24M | 5.10% |
| Fixed 9 monthsP9M | 5.10% |
| Fixed 2 yearsP24M | 5.15% |
| Fixed 1 yearP12M | 5.25% |
| Fixed 11 monthsP11M | 5.40% |
Rate moves, last 30 days
- 27 October 2026: Fixed 11 months lifted 0.05pp, from 5.35% to 5.40%.
- 27 October 2026: Fixed 3 months lifted 0.10pp, from 4.95% to 5.05%.
Published fees
| Fee | Amount |
|---|---|
| Early Withdrawalwhen it happens | 100.00% p.a. |
Other MyState Bank term deposits
Business Term Deposit 5.40%Online Term Deposit 5.40%AMM - Regular Term Deposit 5.30%E&P - Regular Term Deposit 5.30%Ord Minnett - Regular Term Deposit 5.30%
Get an email the morning MyState Bank moves this rate.
Every MyState Bank rate · every term deposit rate compared · other lenders · this product in the explorer.