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Northern Inland Credit Union · Home loans
Dream Home Loan New Borrowing
Northern Inland Credit Union's Dream Home Loan New Borrowing is a home loan. The figures are the ones Northern Inland Credit Union publishes under the Consumer Data Right today. The advertised rate last moved on 8 October 2026, up from 5.99% to 6.24%.
Advertised rate
6.24%
headline tier
Comparison rate
6.58%
as published
Last moved
+0.25pp
8 October 2026
Advertised rate, last 30 days. Between 5.99% and 6.24% over the last 30 days.
Every current rate (1)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, P&I, $300,000 and over | 6.24% | 6.58% |
Rate moves, last 30 days
- 8 October 2026: Variable, Owner occupier, P&I, $300,000 and over lifted 0.25pp, from 5.99% to 6.24%.
Published fees
| Fee | Amount |
|---|---|
| Alternate security mortgagewhen it happens | $300 |
| Discharge mortgagewhen it happens | $300 |
| Final searchper cash advance | $0 |
| Late repayment feewhen it happens | $15 |
| Mortgage cancellation feewhen it happens | $150 |
| Registration with lrsper cash advance | $0 |
| Staff transferwhen it happens | $10 |
| Mortgage valuationper cash advance: Valuation fee is variable depending on the location, size and type of property. | $275 |
| Pexa elctronic settlement agencyper cash advance: Fee is variable depending on number of titles and varies from state to state. | see lender |
| Mortgage annual feerecurring | $350 |
Other Northern Inland Credit Union home loans
Value Home Loan - Investment 5.94%Value Home Loan - Owner Occupied 5.94%Value Fixed Home Loan 12M 5.99%Dream Home Loan New Borrowing INV 6.24%Smart Home Loan Fixed 12M 6.29%Smart Home Loan Fixed 24M 6.39%Smart Home Loan Fixed 36M 6.59%Dream Home Loan Variable PI (Investment) 6.69%Dream Home Loan Variable PI Owner Occupied 6.69%Dream Home Loan Variable IO Investment 7.19%Dream Home Loan Variable IO Owner Occupied 7.19%Smart Home Loan Variable 7.69%
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