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Northern Inland Credit Union · Transaction accounts
Pension Plus
Northern Inland Credit Union's Pension Plus is a transaction account. The figures are the ones Northern Inland Credit Union publishes under the Consumer Data Right today. The advertised rate last moved on 3 November 2026, up from 2.10% to 2.35%.
Advertised rate
2.35%
headline tier
Tiers
5
current rate rows
Last moved
+0.25pp
3 November 2026
Advertised rate, last 30 days. Between 2.10% and 2.35% over the last 30 days.
Every current rate (5)
| Tier | Rate |
|---|---|
| Variable, up to $10,000Pension Plus_Tier_1 | 0.05% |
| Variable, $10,000 to $50,000Pension Plus_Tier_2 | 1.45% |
| Variable, $50,000 to $250,000Pension Plus_Tier_3 | 2.00% |
| Variable, $250,000 and overPension Plus_Tier_4 | 2.35% |
| Variable | 15.75% |
Rate moves, last 30 days
- 3 November 2026: 3 tiers lifted 0.25pp; the lowest, Variable, $10,000 to $50,000, from 1.20% to 1.45%.
Published fees
| Fee | Amount |
|---|---|
| Bank@post transper transaction: First 5 free transactions per month for Members residing outside postcodes 2340, 2380 & 2390. | $4 |
| In branch transactionper transaction: This Fee is Rebateable and is added to other Rebateable Fees before the fee is applied. | $2.50 |
| Visa ATM withdrawal overseasper transaction | $2 |
| Alertswhen it happens: First 8 free | $0.25 |
| ATM declined transactionwhen it happens: This Fee is Rebateable and is added to other Rebateable Fees before the fee is applied. | $2.50 |
| Trace feewhen it happens: Refunded if Credit Union is at fault. | $28 |
| Direct debit dishonour-reinstatementwhen it happens | $12.50 |
| Honouring direct debitwhen it happens | $10 |
| SWIFT fee inboundper transaction: Applicable when deposit/credit made to your account via the SWIFT system | $11 |
| SWIFT fee outboundper transaction: Applicable when a payment is sent from your account via the SWIFT system | $25 |
| Bank confirmationwhen it happens | $30 |
| Retrieval of electronic documentswhen it happens: Per Page | $1.50 |
Other Northern Inland Credit Union transaction accounts
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