Lenders › Northern Inland Credit Union › Ready Saver
Northern Inland Credit Union · Savings accounts
Ready Saver
Northern Inland Credit Union's Ready Saver is a savings account. The figures are the ones Northern Inland Credit Union publishes under the Consumer Data Right today. The advertised rate last moved on 3 November 2026, up from 3.65% to 3.90%.
Advertised rate
3.90%
headline tier
Tiers
4
current rate rows
Last moved
+0.25pp
3 November 2026
Advertised rate, last 30 days. Between 3.65% and 3.90% over the last 30 days.
Every current rate (4)
| Tier | Rate |
|---|---|
| Variable, up to $50,000Ready Saver_Tier_1 | 3.35% |
| Variable, $50,000 to $100,000Ready Saver_Tier_2 | 3.55% |
| Variable, $100,000 and overReady Saver_Tier_3 | 3.90% |
| Variable | 15.75% |
Rate moves, last 30 days
- 3 November 2026: 3 tiers lifted 0.25pp; the lowest, Variable, up to $50,000, from 3.10% to 3.35%.
Published fees
| Fee | Amount |
|---|---|
| Bank@post transper transaction: First 5 free transactions per month for Members residing outside postcodes 2340, 2380 & 2390. | $4 |
| In branch transactionper transaction: This Fee is Rebateable and is added to other Rebateable Fees before the fee is applied. | $2.50 |
| Visa ATM withdrawal overseasper transaction | $2 |
| Alertswhen it happens: First 8 free | $0.25 |
| ATM declined transactionwhen it happens: This Fee is Rebateable and is added to other Rebateable Fees before the fee is applied. | $2.50 |
| Trace feewhen it happens: Refunded if Credit Union is at fault. | $28 |
| Direct debit dishonour-reinstatementwhen it happens | $12.50 |
| Honouring direct debitwhen it happens | $10 |
| SWIFT fee inboundper transaction: Applicable when deposit/credit made to your account via the SWIFT system | $11 |
| SWIFT fee outboundper transaction: Applicable when a payment is sent from your account via the SWIFT system | $25 |
| Bank confirmationwhen it happens | $30 |
| Retrieval of electronic documentswhen it happens: Per Page | $1.50 |
Other Northern Inland Credit Union savings accounts
Get an email the morning Northern Inland Credit Union moves this rate.
Every Northern Inland Credit Union rate · every savings account rate compared · other lenders · this product in the explorer.