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P&N Bank · Personal loans

Fixed Secured Personal Loan

P&N Bank's Fixed Secured Personal Loan is a personal loan. The figures are the ones P&N Bank publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.

Advertised rate
7.99%
headline tier
Comparison rate
8.65%
as published
Last moved
Never
since tracking began
7.99%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (7)

TierRateComparison
Fixed 1 year, P&I7.99%8.65%
Fixed 2 years, P&I7.99%8.65%
Fixed 3 years, P&I7.99%8.65%
Fixed 4 years, P&I7.99%8.65%
Fixed 5 years, P&I7.99%8.65%
Fixed 6 years, P&I7.99%8.65%
Fixed 7 years, P&I7.99%8.65%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Statement Retrieval Feereplacement: Fee applies for statements over 12 months old.$2.50
Goods Security Administration Feeupfront: Charged per vehicle taken as security.$20
Loan Establishment Feeupfront: One off establishment fee.$199
Loan Contract Variation Feeon variation: Charged when we process a variation of your contract or any security such as; substitution, or transfer of security, amendment to the term of a loan or a loan a$105
PPSR Search Feeupfront: Payable at cost for obtaining a search on the Personal Property Securities Register.$3.70
PPSR Registration Feeupfront: Payable at cost for registering the loan security on the Personal Property Securities Register.$11.40
Monthly Maintenance Feeper transaction: Monthly fee charged to the loan.$5
Late Payment Notification Feelate payment: Charged when a payment to a personal loan becomes overdue by 11 days and 30 days.$5
Notice of Demand Feewhen it happens: Charged when a payment to a personal loan becomes overdue by 46 days.$75
Management Administration Feelate payment: Charged monthly when a payment to a personal loan becomes overdue by more than 90 days.$50
Collection Agent Administration Feelate payment: Payable when a payment to a personal loan becomes overdue for more than 90 days and we choose to engage an external collection agent.$100
Default Interest Rate: A default rate may be charged on any overdue amount if you fail to pay the amount due under the loan contract by its due date.see lender

Other P&N Bank personal loans

Fixed Unsecured Personal Loan 9.74%

Get an email the morning P&N Bank moves this rate.

Every P&N Bank rate · every personal loan rate compared · other lenders · this product in the explorer.