Fixed Unsecured Personal Loan

P&N Bank's Fixed Unsecured Personal Loan is a personal loan. The figures are the ones P&N Bank publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.

Advertised rate

9.74%

headline tier

Comparison rate

10.37%

as published

Last moved

Never

since tracking began

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (7)

Tier	Rate	Comparison
Fixed 1 year, P&I	9.74%	10.37%
Fixed 2 years, P&I	9.74%	10.37%
Fixed 3 years, P&I	9.74%	10.37%
Fixed 4 years, P&I	9.74%	10.37%
Fixed 5 years, P&I	9.74%	10.37%
Fixed 6 years, P&I	9.74%	10.37%
Fixed 7 years, P&I	9.74%	10.37%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

Fee	Amount
Statement Retrieval Feereplacement: Fee applies for statements over 12 months old.	$2.50
Loan Establishment Feeupfront: One off establishment fee.	$199
Monthly Maintenance Feeper transaction: Monthly fee charged to the loan.	$5
Late Payment Notification Feelate payment: Charged when a payment to a personal loan becomes overdue by 11 days and 30 days.	$5
Notice of Demand Feewhen it happens: Charged when a payment to a personal loan becomes overdue by 46 days.	$75
Management Administration Feelate payment: Charged monthly when a payment to a personal loan becomes overdue by more than 90 days.	$50
Collection Agent Administration Feelate payment: Payable when a payment to a personal loan becomes overdue for more than 90 days and we choose to engage an external collection agent.	$100
Default Interest Rate: A default rate may be charged on any overdue amount if you fail to pay the amount due under the loan contract by its due date.	see lender

Other P&N Bank personal loans

Fixed Secured Personal Loan 7.99%

Get an email the morning P&N Bank moves this rate.

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