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People's Choice and Heritage · Transaction accounts

Simply Access Transaction Account

People's Choice and Heritage's Simply Access Transaction Account is a transaction account. The figures are the ones People's Choice and Heritage publishes under the Consumer Data Right today. The advertised rate has not moved since we began tracking it.

Advertised rate
0.01%
headline tier
Tiers
1
current rate rows
Last moved
Never
since tracking began
0.01%5 October 20264 November 2026

Advertised rate, last 30 days. Unchanged over the last 30 days.

Every current rate (1)

TierRate
Variable, $1 and over$1 or more0.01%

Rate moves, last 30 days

No rate moved on this product in the last 30 days.

Published fees

FeeAmount
Paper Based Statement Fee: Fee is charged for each paper statement issued as per your account statement cycle.$3
Overseas ATM or counter withdrawals (Visa)per transaction$5
Non-Heritage counter withdrawalsper transaction$2.50
Business internet banking security tokenwhen it happens$50
Card replacement - Standardwhen it happens$10
Card replacement - express Delivery in Australiawhen it happens$25
Card replacement - Emergency replacement card overseaswhen it happens$200
Direct Debit Dishonourwhen it happens$10
Document/Record search feewhen it happens: For record searches, traces, supplying copy of details of transactions (including Visa card transaction slips) at your request on your account$12
Heritage Bank Chequeper transaction$10
Heritage Online Business internet Banking - Account Reconciliationwhen it happens$0.05
Heritage Online Business internet Banking - Payroll and creditor batch payments - for each payment in a batchwhen it happens$0.05

Other People's Choice and Heritage transaction accounts

Dream Fund 5.54%Target Bonus Account 4.49%Youth Target Bonus Account 4.49%Business Access Account 0.01%Youth Simply Access Transaction Account 0.01%

Get an email the morning People's Choice and Heritage moves this rate.

Every People's Choice and Heritage rate · every transaction account rate compared · other lenders · this product in the explorer.